At Travers, we specialise in all types of Liability insurance with access to a broad range of markets including Lloyds.
Liability Insurance protects you or your company against claims made by others for death, bodily harm, illness or disease as well as physical loss or damage to property. It covers both the claimant’s legal fees and any amount awarded to them as well as your own defense costs.
There are three main kinds of Liability Insurance:
• Public Liability protects your company from claims by members of the public for injury and loss of or damage to property.
• Product Liability covers your company against claims of bodily harm or damage due to a defective product made or sold by you or your company.
• Employers Liability insures an employer against claims made by an employee for death, injury, illness or disease as a result of work practices.
The amount of liability can vary greatly depending on the industry and what risks employees may be exposed to.